Low Documentation Loans

Flexible Low Documentation Loans

Flexible Low Documentation Loans for Self-Employed Individuals

Our adaptable low-doc loan solutions have gained immense popularity among self-employed Australians who prefer a streamlined, cost-effective mortgage process with minimal paperwork.

If you're self-employed and seeking swift, flexible mortgage financing, a low-documentation loan might be the ideal choice for you.

As experts in low-doc lending, we've aided numerous self-employed Australians with our leading low-doc loan products. Specifically designed for self-employed borrowers with income and assets but without the necessary financial statements or tax returns, our low-doc loans simplify the mortgage process.

For busy self-employed individuals managing intricate financial affairs, our streamlined low-doc loan products offer a more advantageous approach to securing the necessary financing.

Our highly flexible low-doc loans require you to 'self-certify' your income derived from your self-employed activities. This involves a self-employed 'income declaration' or 'low doc declaration,' similar to a statutory declaration, where you state the income generated from your business activities.

To validate the consistency of your 'self-certified' income, you can choose to provide a preferred supporting document. This may include ONE or TWO of the following:

• A letter from your accountant
• A business bank statement
• A business activity statement (BAS)

Our comprehensive low-doc loan product suite accommodates various purposes, including property purchase, refinancing, debt consolidation, and equity release. We accept suitable residential and commercial real estate as security.

Consult with one of our specialist lending managers today to determine the best low-doc loan option tailored to your unique needs.